Head-to-head · 🇮🇳 India
SBI ELITE vs Axis MyZone
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
SBI Card
SBI ELITE
Wins 4 of 10
IN
Axis Bank
Axis MyZone
VISA
Wins 5 of 10
Verdict
Axis MyZone wins 5-4. Entry-tier with strong entertainment partnerships. SBI ELITE is still the right call if mid-premium sbi card with strong club benefits..
Side-by-side
| Criterion | SBI ELITE | Axis MyZone |
|---|---|---|
| Annual fee | · ₹4,999 | ₹500 |
| Joining fee | · ₹4,999 | ₹500 |
| Top reward rate | 2% (general) | · 1% (general) |
| Base reward rate | 2% | · 1% |
| Forex markup | 1.99% | · 3.5% |
| Welcome bonus | = 5,000 bonus reward points + ₹5,000 e-gift voucher | = ₹500 SonyLIV / Eros Now subscription |
| Fee waiver threshold | · ₹1,000,000 / yr | ₹100,000 / yr |
| Min income | · ₹600,000 | ₹240,000 |
| Min credit score | · 770 | 720 |
| Editorial rating | 4.4/5 | · 4/5 |
Benefits compared
SBI ELITE
- 2 reward points per ₹100
- Free movie tickets (BookMyShow) up to ₹6K/year
- 6 international + 8 domestic lounge visits/year
- Club Vistara Silver + Trident Privilege Red
- Milestone benefits at ₹3L, ₹4L, ₹5L
Axis MyZone
- Buy-1-get-1 BookMyShow tickets up to ₹500/transaction
- 40% off on Swiggy (capped ₹120)
- Sony LIV / Eros Now annual subscription
- 4 reward points per ₹200
- 1% fuel surcharge waiver
FAQ
›SBI ELITE vs Axis MyZone: which is better?
Axis MyZone wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI ELITE for its best categories, Axis MyZone for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI ELITE: 5,000 bonus reward points + ₹5,000 e-gift voucher. Axis MyZone: ₹500 SonyLIV / Eros Now subscription.