Head-to-head · 🇮🇳 India
SBI Aurum vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
SBI Card
SBI Aurum
Wins 3 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 4 of 10
Verdict
Yes Bank Marquee wins 4-3. Mid-premium with rare 0% forex markup tier. SBI Aurum is still the right call if invitation-only super-premium sbi metal card..
Side-by-side
| Criterion | SBI Aurum | Yes Bank Marquee |
|---|---|---|
| Annual fee | · ₹9,999 | ₹4,999 |
| Joining fee | = ₹9,999 | = ₹9,999 |
| Top reward rate | 4% (general) | · 2% (general) |
| Base reward rate | 4% | · 2% |
| Forex markup | · 1.99% | No FX fee |
| Welcome bonus | = 10,000 reward points + ₹10,000 brand voucher | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | = ₹1,500,000 / yr | = ₹1,500,000 / yr |
| Min income | · ₹3,500,000 | ₹2,400,000 |
| Min credit score | · 800 | 790 |
| Editorial rating | 4.6/5 | · 4.3/5 |
Benefits compared
SBI Aurum
- 4 reward points per ₹100 (~4% value)
- Unlimited domestic + 6 international lounge visits/quarter
- Concierge 24x7
- Taj Inner Circle membership
- 2 free golf rounds/month
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›SBI Aurum vs Yes Bank Marquee: which is better?
Yes Bank Marquee wins on more dimensions (4 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI Aurum for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI Aurum: 10,000 reward points + ₹10,000 brand voucher. Yes Bank Marquee: 15,000 reward points worth ₹3,750.