Head-to-head · 🇮🇳 India
SBI Aurum vs Axis MyZone
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
SBI Card
SBI Aurum
Wins 4 of 10
IN
Axis Bank
Axis MyZone
VISA
Wins 5 of 10
Verdict
Axis MyZone wins 5-4. Entry-tier with strong entertainment partnerships. SBI Aurum is still the right call if invitation-only super-premium sbi metal card..
Side-by-side
| Criterion | SBI Aurum | Axis MyZone |
|---|---|---|
| Annual fee | · ₹9,999 | ₹500 |
| Joining fee | · ₹9,999 | ₹500 |
| Top reward rate | 4% (general) | · 1% (general) |
| Base reward rate | 4% | · 1% |
| Forex markup | 1.99% | · 3.5% |
| Welcome bonus | = 10,000 reward points + ₹10,000 brand voucher | = ₹500 SonyLIV / Eros Now subscription |
| Fee waiver threshold | · ₹1,500,000 / yr | ₹100,000 / yr |
| Min income | · ₹3,500,000 | ₹240,000 |
| Min credit score | · 800 | 720 |
| Editorial rating | 4.6/5 | · 4/5 |
Benefits compared
SBI Aurum
- 4 reward points per ₹100 (~4% value)
- Unlimited domestic + 6 international lounge visits/quarter
- Concierge 24x7
- Taj Inner Circle membership
- 2 free golf rounds/month
Axis MyZone
- Buy-1-get-1 BookMyShow tickets up to ₹500/transaction
- 40% off on Swiggy (capped ₹120)
- Sony LIV / Eros Now annual subscription
- 4 reward points per ₹200
- 1% fuel surcharge waiver
FAQ
›SBI Aurum vs Axis MyZone: which is better?
Axis MyZone wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI Aurum for its best categories, Axis MyZone for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI Aurum: 10,000 reward points + ₹10,000 brand voucher. Axis MyZone: ₹500 SonyLIV / Eros Now subscription.