Head-to-head · 🇮🇳 India
SBI Air India Signature vs SBI Aurum
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
SBI Card
SBI Air India Signature
VISA
Wins 6 of 10
IN
Premium
SBI Card
SBI Aurum
Wins 2 of 10
Verdict
SBI Air India Signature wins 6-2. Air India loyalists — highest miles earn on AI bookings. SBI Aurum is still the right call if invitation-only super-premium sbi metal card..
Side-by-side
| Criterion | SBI Air India Signature | SBI Aurum |
|---|---|---|
| Annual fee | ₹4,999 | · ₹9,999 |
| Joining fee | ₹4,999 | · ₹9,999 |
| Top reward rate | 8% (travel) | · 4% (general) |
| Base reward rate | · 2% | 4% |
| Forex markup | = 1.99% | = 1.99% |
| Welcome bonus | = 20,000 Air India reward points | = 10,000 reward points + ₹10,000 brand voucher |
| Fee waiver threshold | ₹500,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹1,200,000 | · ₹3,500,000 |
| Min credit score | 780 | · 800 |
| Editorial rating | · 4.3/5 | 4.6/5 |
Benefits compared
SBI Air India Signature
- 30 AI reward points per ₹100 on Air India bookings
- 4 reward points per ₹100 on others
- Air India Maharajah Club Silver
- 8 international + 8 domestic lounge visits/year
- Free Air India ticket on ₹5L spend
SBI Aurum
- 4 reward points per ₹100 (~4% value)
- Unlimited domestic + 6 international lounge visits/quarter
- Concierge 24x7
- Taj Inner Circle membership
- 2 free golf rounds/month
FAQ
›SBI Air India Signature vs SBI Aurum: which is better?
SBI Air India Signature wins on more dimensions (6 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI Air India Signature for its best categories, SBI Aurum for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI Air India Signature: 20,000 Air India reward points. SBI Aurum: 10,000 reward points + ₹10,000 brand voucher.