SBI Air India Signature vs Axis Burgundy Private
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Burgundy Private wins 5-4. Private-banking-tied super-premium — fee waived with banking AUM. SBI Air India Signature is still the right call if air india loyalists — highest miles earn on ai bookings..
Side-by-side
| Criterion | SBI Air India Signature | Axis Burgundy Private |
|---|---|---|
| Annual fee | · ₹4,999 | No annual fee |
| Joining fee | · ₹4,999 | None |
| Top reward rate | 8% (travel) | · 5% (general) |
| Base reward rate | · 2% | 5% |
| Forex markup | · 1.99% | No FX fee |
| Welcome bonus | = 20,000 Air India reward points | = Burgundy Private banking relationship + 50K points |
| Fee waiver threshold | ₹500,000 / yr | · N/A (no fee) |
| Min income | ₹1,200,000 | · ₹10,000,000 |
| Min credit score | 780 | · 800 |
| Editorial rating | · 4.3/5 | 4.6/5 |
Benefits compared
SBI Air India Signature
- 30 AI reward points per ₹100 on Air India bookings
- 4 reward points per ₹100 on others
- Air India Maharajah Club Silver
- 8 international + 8 domestic lounge visits/year
- Free Air India ticket on ₹5L spend
Axis Burgundy Private
- 5 EDGE points per ₹100
- Unlimited international + domestic lounge access
- Annual fee waived for Burgundy Private clients (₹5Cr+ AUM)
- 0% forex markup on travel via Travel EDGE
- Dedicated relationship manager + concierge
FAQ
›SBI Air India Signature vs Axis Burgundy Private: which is better?
Axis Burgundy Private wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI Air India Signature for its best categories, Axis Burgundy Private for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI Air India Signature: 20,000 Air India reward points. Axis Burgundy Private: Burgundy Private banking relationship + 50K points.