RBL World Safari vs Standard Chartered Ultimate
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
RBL World Safari wins 7-1. International travelers — best forex markup + lounge access combo. Standard Chartered Ultimate is still the right call if best general earn-rate at the ₹5k fee tier..
Side-by-side
| Criterion | RBL World Safari | Standard Chartered Ultimate |
|---|---|---|
| Annual fee | ₹3,000 | · ₹5,000 |
| Joining fee | ₹3,000 | · ₹5,000 |
| Top reward rate | 10% (travel) | · 3.3% (general) |
| Base reward rate | · 2% | 3.3% |
| Forex markup | No FX fee | · 3.5% |
| Welcome bonus | = 3,000 travel points + ₹3,000 MakeMyTrip voucher | = 6,000 reward points + ₹1,000 voucher |
| Fee waiver threshold | ₹500,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹1,200,000 | · ₹1,500,000 |
| Min credit score | = 780 | = 780 |
| Editorial rating | 4.5/5 | · 4.4/5 |
Benefits compared
RBL World Safari
- 0% forex markup — uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
Standard Chartered Ultimate
- 5 reward points per ₹150 (effectively 3.3%)
- 4 complimentary international lounge visits/year
- BookMyShow buy-1-get-1
- 1% fuel surcharge waiver
- Comprehensive travel + purchase insurance
FAQ
›RBL World Safari vs Standard Chartered Ultimate: which is better?
RBL World Safari wins on more dimensions (7 vs 1). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use RBL World Safari for its best categories, Standard Chartered Ultimate for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
RBL World Safari: 3,000 travel points + ₹3,000 MakeMyTrip voucher. Standard Chartered Ultimate: 6,000 reward points + ₹1,000 voucher.