Head-to-head · 🇮🇳 India
RBL World Safari vs SBI Prime
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
RBL Bank
RBL World Safari
Wins 4 of 10
IN
SBI Card
SBI Prime
Wins 5 of 10
Verdict
SBI Prime wins 5-4. Step up from SimplyClick with lounge access. RBL World Safari is still the right call if international travelers — best forex markup + lounge access combo..
Side-by-side
| Criterion | RBL World Safari | SBI Prime |
|---|---|---|
| Annual fee | · ₹3,000 | ₹2,999 |
| Joining fee | · ₹3,000 | ₹2,999 |
| Top reward rate | 10% (travel) | · 5% (shopping) |
| Base reward rate | 2% | · 1.25% |
| Forex markup | No FX fee | · 3.5% |
| Welcome bonus | = 3,000 travel points + ₹3,000 MakeMyTrip voucher | = ₹3,000 e-gift voucher (Aditya Birla / Bata / Pantaloons / Yatra) |
| Fee waiver threshold | · ₹500,000 / yr | ₹300,000 / yr |
| Min income | · ₹1,200,000 | ₹480,000 |
| Min credit score | · 780 | 750 |
| Editorial rating | 4.5/5 | · 4.2/5 |
Benefits compared
RBL World Safari
- 0% forex markup — uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
SBI Prime
- 10x reward points on dining + grocery + departmental + movies
- 5x on utility bill payments
- 8 domestic + 4 international lounge visits/year
- Club Vistara Silver + Trident Privilege Red
FAQ
›RBL World Safari vs SBI Prime: which is better?
SBI Prime wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use RBL World Safari for its best categories, SBI Prime for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
RBL World Safari: 3,000 travel points + ₹3,000 MakeMyTrip voucher. SBI Prime: ₹3,000 e-gift voucher (Aditya Birla / Bata / Pantaloons / Yatra).