Head-to-head · 🇮🇳 India
RBL World Safari vs ICICI Rubyx
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
RBL Bank
RBL World Safari
Wins 4 of 10
IN
ICICI Bank
ICICI Rubyx
VISA
Wins 4 of 10
Verdict
It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | RBL World Safari | ICICI Rubyx |
|---|---|---|
| Annual fee | · ₹3,000 | ₹2,000 |
| Joining fee | = ₹3,000 | = ₹3,000 |
| Top reward rate | 10% (travel) | · 1% (general) |
| Base reward rate | 2% | · 1% |
| Forex markup | No FX fee | · 3.5% |
| Welcome bonus | = 3,000 travel points + ₹3,000 MakeMyTrip voucher | = 5,000 PAYBACK points + Tata CLiQ voucher |
| Fee waiver threshold | · ₹500,000 / yr | ₹350,000 / yr |
| Min income | · ₹1,200,000 | ₹600,000 |
| Min credit score | · 780 | 760 |
| Editorial rating | 4.5/5 | · 4/5 |
Benefits compared
RBL World Safari
- 0% forex markup — uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
ICICI Rubyx
- Dual-network (Visa + Amex one card)
- 4 international + 6 domestic lounge visits/year
- 15% off Culinary Treats
- 25% off movie tickets
- Comprehensive insurance
FAQ
›RBL World Safari vs ICICI Rubyx: which is better?
It's a true tie — pick the one whose boost categories match your spend. RBL World Safari wins on 4 criteria, ICICI Rubyx on 4.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use RBL World Safari for its best categories, ICICI Rubyx for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
RBL World Safari: 3,000 travel points + ₹3,000 MakeMyTrip voucher. ICICI Rubyx: 5,000 PAYBACK points + Tata CLiQ voucher.