ICICI Rubyx
Step up from Coral — adds dual-network and milestone rewards.
External link to ICICI Bank. We may earn a referral commission, at no cost to you.
5-year value calculator
How much ICICI Rubyx actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
5,000 PAYBACK points + Tata CLiQ voucher
What you get
- Dual-network (Visa + Amex one card)
- 4 international + 6 domestic lounge visits/year
- 15% off Culinary Treats
- 25% off movie tickets
- Comprehensive insurance
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
More cards in India
HDFC Millennia
HDFC Bank
Online shoppers spending ₹15K–50K/month
SBI SimplyClick
SBI Card
First card for online buyers, low entry fee
Axis ACE
Axis Bank
Bill payments + utilities + fuel — set-and-forget cashback