Head-to-head · 🇮🇳 India
RBL World Safari vs ICICI HPCL Coral
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
RBL Bank
RBL World Safari
Wins 4 of 10
IN
ICICI Bank
ICICI HPCL Coral
VISA
Wins 5 of 10
Verdict
ICICI HPCL Coral wins 5-4. Fuel-heavy spenders at HPCL pumps. RBL World Safari is still the right call if international travelers — best forex markup + lounge access combo..
Side-by-side
| Criterion | RBL World Safari | ICICI HPCL Coral |
|---|---|---|
| Annual fee | · ₹3,000 | ₹199 |
| Joining fee | · ₹3,000 | ₹199 |
| Top reward rate | 10% (travel) | · 5% (fuel) |
| Base reward rate | 2% | · 1% |
| Forex markup | No FX fee | · 3.5% |
| Welcome bonus | = 3,000 travel points + ₹3,000 MakeMyTrip voucher | = 2,000 PAYBACK points on first transaction |
| Fee waiver threshold | · ₹500,000 / yr | ₹50,000 / yr |
| Min income | · ₹1,200,000 | ₹250,000 |
| Min credit score | · 780 | 720 |
| Editorial rating | 4.5/5 | · 4/5 |
Benefits compared
RBL World Safari
- 0% forex markup — uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
ICICI HPCL Coral
- 5% cashback on HPCL fuel
- 4% on grocery + dining
- 2.5% on utility bills via DragonPass
- 1% fuel surcharge waiver
- 2 domestic lounge visits/year
FAQ
›RBL World Safari vs ICICI HPCL Coral: which is better?
ICICI HPCL Coral wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use RBL World Safari for its best categories, ICICI HPCL Coral for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
RBL World Safari: 3,000 travel points + ₹3,000 MakeMyTrip voucher. ICICI HPCL Coral: 2,000 PAYBACK points on first transaction.