RBL World Safari vs AU Bank LIT
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
RBL World Safari wins 5-4. International travelers — best forex markup + lounge access combo. AU Bank LIT is still the right call if india's first customizable card — choose your perks each month..
Side-by-side
| Criterion | RBL World Safari | AU Bank LIT |
|---|---|---|
| Annual fee | · ₹3,000 | No annual fee |
| Joining fee | · ₹3,000 | None |
| Top reward rate | 10% (travel) | · 1% (general) |
| Base reward rate | 2% | · 1% |
| Forex markup | No FX fee | · 1.99% |
| Welcome bonus | = 3,000 travel points + ₹3,000 MakeMyTrip voucher | = Customizable card features (toggle benefits on/off) |
| Fee waiver threshold | ₹500,000 / yr | · N/A (no fee) |
| Min income | · ₹1,200,000 | ₹300,000 |
| Min credit score | · 780 | 730 |
| Editorial rating | 4.5/5 | · 4.3/5 |
Benefits compared
RBL World Safari
- 0% forex markup — uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
AU Bank LIT
- Toggle between 4 benefit packs each month (cashback / travel / shopping / dining)
- 5x rewards on chosen category
- Lifetime free
- 4 domestic lounge visits/quarter
- 1% fuel surcharge waiver
FAQ
›RBL World Safari vs AU Bank LIT: which is better?
RBL World Safari wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use RBL World Safari for its best categories, AU Bank LIT for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
RBL World Safari: 3,000 travel points + ₹3,000 MakeMyTrip voucher. AU Bank LIT: Customizable card features (toggle benefits on/off).