IndusInd Tiger vs SBI Prime
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
SBI Prime wins 5-4. Step up from SimplyClick with lounge access. IndusInd Tiger is still the right call if wildlife conservation enthusiasts — supports bandipur tiger reserve..
Side-by-side
| Criterion | IndusInd Tiger | SBI Prime |
|---|---|---|
| Annual fee | No annual fee | · ₹2,999 |
| Joining fee | · ₹50,000 | ₹2,999 |
| Top reward rate | · 4% (general) | 5% (shopping) |
| Base reward rate | 4% | · 1.25% |
| Forex markup | 1.8% | · 3.5% |
| Welcome bonus | = 50,000 reward points + Taj Inner Circle Reflections membership | = ₹3,000 e-gift voucher (Aditya Birla / Bata / Pantaloons / Yatra) |
| Fee waiver threshold | · N/A (no fee) | ₹300,000 / yr |
| Min income | · ₹3,500,000 | ₹480,000 |
| Min credit score | · 800 | 750 |
| Editorial rating | 4.6/5 | · 4.2/5 |
Benefits compared
IndusInd Tiger
- 4 reward points per ₹100 on all spends
- Unlimited domestic + international lounge access (self + guest)
- Annual fee-free for life
- Taj InnerCircle Reflections membership
- Concierge 24x7
- 1.8% forex markup
SBI Prime
- 10x reward points on dining + grocery + departmental + movies
- 5x on utility bill payments
- 8 domestic + 4 international lounge visits/year
- Club Vistara Silver + Trident Privilege Red
FAQ
›IndusInd Tiger vs SBI Prime: which is better?
SBI Prime wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use IndusInd Tiger for its best categories, SBI Prime for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
IndusInd Tiger: 50,000 reward points + Taj Inner Circle Reflections membership. SBI Prime: ₹3,000 e-gift voucher (Aditya Birla / Bata / Pantaloons / Yatra).