IndusInd Tiger vs SBI Air India Signature
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
SBI Air India Signature wins 5-4. Air India loyalists — highest miles earn on AI bookings. IndusInd Tiger is still the right call if wildlife conservation enthusiasts — supports bandipur tiger reserve..
Side-by-side
| Criterion | IndusInd Tiger | SBI Air India Signature |
|---|---|---|
| Annual fee | No annual fee | · ₹4,999 |
| Joining fee | · ₹50,000 | ₹4,999 |
| Top reward rate | · 4% (general) | 8% (travel) |
| Base reward rate | 4% | · 2% |
| Forex markup | 1.8% | · 1.99% |
| Welcome bonus | = 50,000 reward points + Taj Inner Circle Reflections membership | = 20,000 Air India reward points |
| Fee waiver threshold | · N/A (no fee) | ₹500,000 / yr |
| Min income | · ₹3,500,000 | ₹1,200,000 |
| Min credit score | · 800 | 780 |
| Editorial rating | 4.6/5 | · 4.3/5 |
Benefits compared
IndusInd Tiger
- 4 reward points per ₹100 on all spends
- Unlimited domestic + international lounge access (self + guest)
- Annual fee-free for life
- Taj InnerCircle Reflections membership
- Concierge 24x7
- 1.8% forex markup
SBI Air India Signature
- 30 AI reward points per ₹100 on Air India bookings
- 4 reward points per ₹100 on others
- Air India Maharajah Club Silver
- 8 international + 8 domestic lounge visits/year
- Free Air India ticket on ₹5L spend
FAQ
›IndusInd Tiger vs SBI Air India Signature: which is better?
SBI Air India Signature wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use IndusInd Tiger for its best categories, SBI Air India Signature for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
IndusInd Tiger: 50,000 reward points + Taj Inner Circle Reflections membership. SBI Air India Signature: 20,000 Air India reward points.