IndusInd Tiger vs IndusInd Iconia Amex
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
EXPRESS
IndusInd Iconia Amex wins 5-3. Mid-premium Amex with annual-fee waiver from year 2. IndusInd Tiger is still the right call if wildlife conservation enthusiasts — supports bandipur tiger reserve..
Side-by-side
| Criterion | IndusInd Tiger | IndusInd Iconia Amex |
|---|---|---|
| Annual fee | = No annual fee | = No annual fee |
| Joining fee | · ₹50,000 | ₹3,500 |
| Top reward rate | · 4% (general) | 5% (shopping) |
| Base reward rate | 4% | · 1.5% |
| Forex markup | 1.8% | · 3.5% |
| Welcome bonus | = 50,000 reward points + Taj Inner Circle Reflections membership | = 4,000 reward points + Yatra voucher |
| Fee waiver threshold | · N/A (no fee) | N/A (no fee) |
| Min income | · ₹3,500,000 | ₹600,000 |
| Min credit score | · 800 | 770 |
| Editorial rating | 4.6/5 | · 4.2/5 |
Benefits compared
IndusInd Tiger
- 4 reward points per ₹100 on all spends
- Unlimited domestic + international lounge access (self + guest)
- Annual fee-free for life
- Taj InnerCircle Reflections membership
- Concierge 24x7
- 1.8% forex markup
IndusInd Iconia Amex
- 10 reward points per ₹100 on weekend dining + grocery
- 4 international + 8 domestic lounge visits/year
- Annual fee waived from year 2 (lifetime)
- 1% fuel surcharge waiver
- Buy-1-get-1 BookMyShow
FAQ
›IndusInd Tiger vs IndusInd Iconia Amex: which is better?
IndusInd Iconia Amex wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use IndusInd Tiger for its best categories, IndusInd Iconia Amex for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
IndusInd Tiger: 50,000 reward points + Taj Inner Circle Reflections membership. IndusInd Iconia Amex: 4,000 reward points + Yatra voucher.