IndusInd Tiger vs ICICI MMT Signature
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
ICICI MMT Signature wins 5-4. MakeMyTrip loyalists — co-branded with strong travel benefits. IndusInd Tiger is still the right call if wildlife conservation enthusiasts — supports bandipur tiger reserve..
Side-by-side
| Criterion | IndusInd Tiger | ICICI MMT Signature |
|---|---|---|
| Annual fee | No annual fee | · ₹2,500 |
| Joining fee | · ₹50,000 | ₹2,500 |
| Top reward rate | · 4% (general) | 6% (travel) |
| Base reward rate | 4% | · 1.5% |
| Forex markup | 1.8% | · 2.5% |
| Welcome bonus | = 50,000 reward points + Taj Inner Circle Reflections membership | = ₹2,500 MMT Black holidays voucher |
| Fee waiver threshold | · N/A (no fee) | ₹600,000 / yr |
| Min income | · ₹3,500,000 | ₹800,000 |
| Min credit score | · 800 | 770 |
| Editorial rating | 4.6/5 | · 4.4/5 |
Benefits compared
IndusInd Tiger
- 4 reward points per ₹100 on all spends
- Unlimited domestic + international lounge access (self + guest)
- Annual fee-free for life
- Taj InnerCircle Reflections membership
- Concierge 24x7
- 1.8% forex markup
ICICI MMT Signature
- 6% myCash on flight + hotel bookings via MMT
- 3% myCash on dining + grocery
- 1.5% on others
- 4 international + 4 domestic lounge visits/year
- MMT Black membership
FAQ
›IndusInd Tiger vs ICICI MMT Signature: which is better?
ICICI MMT Signature wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use IndusInd Tiger for its best categories, ICICI MMT Signature for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
IndusInd Tiger: 50,000 reward points + Taj Inner Circle Reflections membership. ICICI MMT Signature: ₹2,500 MMT Black holidays voucher.