IndusInd Tiger vs AU Bank LIT
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IndusInd Tiger wins 4-3. Wildlife conservation enthusiasts — supports Bandipur Tiger Reserve. AU Bank LIT is still the right call if india's first customizable card — choose your perks each month..
Side-by-side
| Criterion | IndusInd Tiger | AU Bank LIT |
|---|---|---|
| Annual fee | = No annual fee | = No annual fee |
| Joining fee | · ₹50,000 | None |
| Top reward rate | 4% (general) | · 1% (general) |
| Base reward rate | 4% | · 1% |
| Forex markup | 1.8% | · 1.99% |
| Welcome bonus | = 50,000 reward points + Taj Inner Circle Reflections membership | = Customizable card features (toggle benefits on/off) |
| Fee waiver threshold | = N/A (no fee) | = N/A (no fee) |
| Min income | · ₹3,500,000 | ₹300,000 |
| Min credit score | · 800 | 730 |
| Editorial rating | 4.6/5 | · 4.3/5 |
Benefits compared
IndusInd Tiger
- 4 reward points per ₹100 on all spends
- Unlimited domestic + international lounge access (self + guest)
- Annual fee-free for life
- Taj InnerCircle Reflections membership
- Concierge 24x7
- 1.8% forex markup
AU Bank LIT
- Toggle between 4 benefit packs each month (cashback / travel / shopping / dining)
- 5x rewards on chosen category
- Lifetime free
- 4 domestic lounge visits/quarter
- 1% fuel surcharge waiver
FAQ
›IndusInd Tiger vs AU Bank LIT: which is better?
IndusInd Tiger wins on more dimensions (4 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use IndusInd Tiger for its best categories, AU Bank LIT for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
IndusInd Tiger: 50,000 reward points + Taj Inner Circle Reflections membership. AU Bank LIT: Customizable card features (toggle benefits on/off).