Head-to-head · 🇮🇳 India
IndusInd Iconia Amex vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
IndusInd Bank
IndusInd Iconia Amex
AMERICAN
EXPRESS
EXPRESS
Wins 6 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 3 of 10
Verdict
IndusInd Iconia Amex wins 6-3. Mid-premium Amex with annual-fee waiver from year 2. Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | IndusInd Iconia Amex | Yes Bank Marquee |
|---|---|---|
| Annual fee | No annual fee | · ₹4,999 |
| Joining fee | ₹3,500 | · ₹9,999 |
| Top reward rate | 5% (shopping) | · 2% (general) |
| Base reward rate | · 1.5% | 2% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = 4,000 reward points + Yatra voucher | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | N/A (no fee) | · ₹1,500,000 / yr |
| Min income | ₹600,000 | · ₹2,400,000 |
| Min credit score | 770 | · 790 |
| Editorial rating | · 4.2/5 | 4.3/5 |
Benefits compared
IndusInd Iconia Amex
- 10 reward points per ₹100 on weekend dining + grocery
- 4 international + 8 domestic lounge visits/year
- Annual fee waived from year 2 (lifetime)
- 1% fuel surcharge waiver
- Buy-1-get-1 BookMyShow
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›IndusInd Iconia Amex vs Yes Bank Marquee: which is better?
IndusInd Iconia Amex wins on more dimensions (6 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use IndusInd Iconia Amex for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
IndusInd Iconia Amex: 4,000 reward points + Yatra voucher. Yes Bank Marquee: 15,000 reward points worth ₹3,750.