Head-to-head · 🇮🇳 India
ICICI Platinum Chip vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
ICICI Bank
ICICI Platinum Chip
VISA
Wins 4 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 5 of 10
Verdict
Yes Bank Marquee wins 5-4. Mid-premium with rare 0% forex markup tier. ICICI Platinum Chip is still the right call if lifetime free entry-tier icici card..
Side-by-side
| Criterion | ICICI Platinum Chip | Yes Bank Marquee |
|---|---|---|
| Annual fee | No annual fee | · ₹4,999 |
| Joining fee | None | · ₹9,999 |
| Top reward rate | · 0.5% (general) | 2% (general) |
| Base reward rate | · 0.5% | 2% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = No welcome bonus — fee-free for life | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | · N/A (no fee) | ₹1,500,000 / yr |
| Min income | ₹200,000 | · ₹2,400,000 |
| Min credit score | 700 | · 790 |
| Editorial rating | · 3.6/5 | 4.3/5 |
Benefits compared
ICICI Platinum Chip
- 2 PAYBACK points per ₹100
- 15% off at 800+ restaurants
- 1% fuel surcharge waiver
- Lifetime free, no annual fee ever
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›ICICI Platinum Chip vs Yes Bank Marquee: which is better?
Yes Bank Marquee wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use ICICI Platinum Chip for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
ICICI Platinum Chip: No welcome bonus — fee-free for life. Yes Bank Marquee: 15,000 reward points worth ₹3,750.