ICICI Emeralde Private Metal vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Yes Bank Marquee wins 5-3. Mid-premium with rare 0% forex markup tier. ICICI Emeralde Private Metal is still the right call if high-net-worth families wanting universal 6 icici points/₹100..
Side-by-side
| Criterion | ICICI Emeralde Private Metal | Yes Bank Marquee |
|---|---|---|
| Annual fee | · ₹12,499 | ₹4,999 |
| Joining fee | · ₹12,499 | ₹9,999 |
| Top reward rate | 6% (general) | · 2% (general) |
| Base reward rate | 6% | · 2% |
| Forex markup | · 2% | No FX fee |
| Welcome bonus | = Taj Epicure / EazyDiner Prime / Times Prime annual membership | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | = ₹1,500,000 / yr | = ₹1,500,000 / yr |
| Min income | · ₹5,000,000 | ₹2,400,000 |
| Min credit score | · 800 | 790 |
| Editorial rating | 4.8/5 | · 4.3/5 |
Benefits compared
ICICI Emeralde Private Metal
- Unlimited domestic + international lounge access for self & guest
- 6 reward points per ₹100 across all categories
- Taj Epicure annual membership included
- 24x7 concierge + Golf privileges
- 2% forex markup
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›ICICI Emeralde Private Metal vs Yes Bank Marquee: which is better?
Yes Bank Marquee wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use ICICI Emeralde Private Metal for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
ICICI Emeralde Private Metal: Taj Epicure / EazyDiner Prime / Times Prime annual membership. Yes Bank Marquee: 15,000 reward points worth ₹3,750.