Head-to-head · 🇮🇳 India
HDFC Regalia vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
HDFC Bank
HDFC Regalia
VISA
Wins 7 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 1 of 10
Verdict
HDFC Regalia wins 7-1. Mid-tier travel without the Regalia Gold price tag. Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | HDFC Regalia | Yes Bank Marquee |
|---|---|---|
| Annual fee | ₹2,500 | · ₹4,999 |
| Joining fee | ₹2,500 | · ₹9,999 |
| Top reward rate | 2.7% (general) | · 2% (general) |
| Base reward rate | 2.7% | · 2% |
| Forex markup | · 2% | No FX fee |
| Welcome bonus | = 2,500 reward points on first 90-day spend | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹300,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹1,200,000 | · ₹2,400,000 |
| Min credit score | 770 | · 790 |
| Editorial rating | = 4.3/5 | = 4.3/5 |
Benefits compared
HDFC Regalia
- 4 reward points per ₹150
- 12 domestic + 6 international lounge visits/year
- Low forex markup 2%
- Buy-1-get-1 BookMyShow tickets
- Milestone reward points at ₹1L, ₹5L
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›HDFC Regalia vs Yes Bank Marquee: which is better?
HDFC Regalia wins on more dimensions (7 vs 1). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use HDFC Regalia for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
HDFC Regalia: 2,500 reward points on first 90-day spend. Yes Bank Marquee: 15,000 reward points worth ₹3,750.