HDFC Marriott Bonvoy vs Axis Magnus
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
HDFC Marriott Bonvoy wins 7-2. Marriott loyalists — every ₹150 = 8 Bonvoy points on Marriott + 2 elsewhere. Axis Magnus is still the right call if high-spenders post-2024 devaluation — still solid for ₹2l+/month travel..
Side-by-side
| Criterion | HDFC Marriott Bonvoy | Axis Magnus |
|---|---|---|
| Annual fee | ₹3,000 | · ₹12,500 |
| Joining fee | ₹3,000 | · ₹12,500 |
| Top reward rate | · 8% (travel) | 12% (travel) |
| Base reward rate | · 2% | 4.8% |
| Forex markup | 1.99% | · 2% |
| Welcome bonus | = 1 free night at any Marriott property + Marriott Bonvoy Silver Elite status | = 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher |
| Fee waiver threshold | ₹800,000 / yr | · ₹2,500,000 / yr |
| Min income | ₹1,500,000 | · ₹1,800,000 |
| Min credit score | 770 | · 780 |
| Editorial rating | 4.5/5 | · 4.3/5 |
Benefits compared
HDFC Marriott Bonvoy
- 8 Bonvoy points per ₹150 on Marriott
- 4 Bonvoy points per ₹150 on travel + dining
- 2 Bonvoy points per ₹150 on everything else
- 1 free night annually at Marriott (up to 15K Bonvoy point value)
- Marriott Bonvoy Silver Elite status (15 elite night credits)
- 8 international + 8 domestic lounge visits/year
Axis Magnus
- 12 EDGE points per ₹200 on travel via TravelEdge portal
- 4.8 EDGE points per ₹200 on general spend
- Unlimited international + domestic lounge access (Priority Pass)
- Buy 1 get 1 BookMyShow tickets monthly (capped 5)
- Annual ₹10,000 milestone vouchers from Tata CLiQ
- Concierge 24x7 + golf 4x/month
FAQ
›HDFC Marriott Bonvoy vs Axis Magnus: which is better?
HDFC Marriott Bonvoy wins on more dimensions (7 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use HDFC Marriott Bonvoy for its best categories, Axis Magnus for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
HDFC Marriott Bonvoy: 1 free night at any Marriott property + Marriott Bonvoy Silver Elite status. Axis Magnus: 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher.