HDFC Infinia (Metal) vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Yes Bank Marquee wins 5-4. Mid-premium with rare 0% forex markup tier. HDFC Infinia (Metal) is still the right call if top-tier travelers — invitation-only, the apex of hdfc reward redemption..
Side-by-side
| Criterion | HDFC Infinia (Metal) | Yes Bank Marquee |
|---|---|---|
| Annual fee | · ₹12,500 | ₹4,999 |
| Joining fee | · ₹12,500 | ₹9,999 |
| Top reward rate | 33% (travel) | · 2% (general) |
| Base reward rate | 3.3% | · 2% |
| Forex markup | · 1.99% | No FX fee |
| Welcome bonus | = 12,500 reward points (offsets joining fee 1:1) | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹1,000,000 / yr | · ₹1,500,000 / yr |
| Min income | · ₹4,000,000 | ₹2,400,000 |
| Min credit score | · 800 | 790 |
| Editorial rating | 4.9/5 | · 4.3/5 |
Benefits compared
HDFC Infinia (Metal)
- Unlimited international + domestic lounge access (self + guest)
- 10x reward points on SmartBuy partners
- Free annual Club Marriott + Club Vistara Gold
- Concierge 24x7
- 2% forex markup
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›HDFC Infinia (Metal) vs Yes Bank Marquee: which is better?
Yes Bank Marquee wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use HDFC Infinia (Metal) for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
HDFC Infinia (Metal): 12,500 reward points (offsets joining fee 1:1). Yes Bank Marquee: 15,000 reward points worth ₹3,750.