Head-to-head · 🇮🇳 India
HDFC Diners Club Black vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
HDFC Bank
HDFC Diners Club Black
DINERS CLUB
Wins 5 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 4 of 10
Verdict
HDFC Diners Club Black wins 5-4. Frequent travelers spending ₹2L+/month Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | HDFC Diners Club Black | Yes Bank Marquee |
|---|---|---|
| Annual fee | · ₹10,000 | ₹4,999 |
| Joining fee | · ₹10,000 | ₹9,999 |
| Top reward rate | 33% (travel) | · 2% (general) |
| Base reward rate | 3.3% | · 2% |
| Forex markup | · 1.99% | No FX fee |
| Welcome bonus | = Annual fee waiver + 10,000 reward points | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹500,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹1,750,000 | · ₹2,400,000 |
| Min credit score | · 800 | 790 |
| Editorial rating | 4.8/5 | · 4.3/5 |
Benefits compared
HDFC Diners Club Black
- 10x reward points on SmartBuy partners (flights, hotels)
- 6 complimentary international lounge visits per quarter (Priority Pass)
- Unlimited domestic lounge access
- 2 complimentary golf rounds per month at 280+ courses
- Annual memberships: Amazon Prime, Swiggy One, Disney+ Hotstar, Times Prime
- Low forex markup: 2%
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›HDFC Diners Club Black vs Yes Bank Marquee: which is better?
HDFC Diners Club Black wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use HDFC Diners Club Black for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
HDFC Diners Club Black: Annual fee waiver + 10,000 reward points. Yes Bank Marquee: 15,000 reward points worth ₹3,750.