Chase Sapphire Preferred vs Chase Marriott Bonvoy Boundless
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Chase Marriott Bonvoy Boundless wins 2-1. Free annual night ($85K Bonvoy) covers the $95 fee easily. Chase Sapphire Preferred is still the right call if first-time travel-rewards card, sweet-spot earn rates.
Side-by-side
| Criterion | Chase Sapphire Preferred | Chase Marriott Bonvoy Boundless |
|---|---|---|
| Annual fee | = $95 | = $95 |
| Joining fee | = None | = None |
| Top reward rate | · 5% (travel) | 6% (travel) |
| Base reward rate | · 1% | 2% |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | = 60,000 bonus points after spending $4,000 in first 3 months (~$750 in travel) | = 3 free nights (each up to 50K Bonvoy points) after $3,000 spend in 3 months |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = — | = — |
| Min credit score | = 700 | = 700 |
| Editorial rating | 4.7/5 | · 4.4/5 |
Benefits compared
Chase Sapphire Preferred
- 5x points on travel booked through Chase Ultimate Rewards
- 3x on dining (incl. takeout & delivery)
- 2x on all other travel
- 25% more value when redeeming for travel via Chase Ultimate Rewards portal
- No foreign transaction fees
- Trip cancellation/interruption insurance, primary auto rental coverage
Chase Marriott Bonvoy Boundless
- 6x Bonvoy points at Marriott
- 2x on everything else
- Free annual award night (35K points)
- Marriott Silver Elite status (15 elite night credits)
- No foreign transaction fees
FAQ
›Chase Sapphire Preferred vs Chase Marriott Bonvoy Boundless: which is better?
Chase Marriott Bonvoy Boundless wins on more dimensions (2 vs 1). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Chase Sapphire Preferred for its best categories, Chase Marriott Bonvoy Boundless for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Chase Sapphire Preferred: 60,000 bonus points after spending $4,000 in first 3 months (~$750 in travel). Chase Marriott Bonvoy Boundless: 3 free nights (each up to 50K Bonvoy points) after $3,000 spend in 3 months.