Head-to-head · 🇺🇸 United States
Chase Ink Business Preferred vs Capital One Venture X
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
US
Chase
Chase Ink Business Preferred
VISA
Wins 2 of 10
US
Premium
Capital One
Capital One Venture X
VISA
Wins 2 of 10
Verdict
It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | Chase Ink Business Preferred | Capital One Venture X |
|---|---|---|
| Annual fee | $95 | · $395 |
| Joining fee | = None | = None |
| Top reward rate | · 3% (travel) | 10% (travel) |
| Base reward rate | · 1% | 2% |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | = 90,000 points after $8,000 spend in first 3 months (~$1,125 in travel) | = 75,000 miles after $4,000 spend in first 3 months |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = — | = — |
| Min credit score | 700 | · 720 |
| Editorial rating | = 4.7/5 | = 4.7/5 |
Benefits compared
Chase Ink Business Preferred
- 3x points on travel + shipping + advertising + telecom (first $150K/year)
- 1x on everything else
- No foreign transaction fees
- Cell phone protection up to $1,000/claim
- Transferable to airline + hotel partners 1:1
- Employee cards at no cost
Capital One Venture X
- 10x miles on hotels + rental cars via Capital One Travel
- 2x miles on every purchase
- $300 annual Capital One Travel credit
- 10,000 miles anniversary bonus (worth $100)
- Unlimited Priority Pass + Capital One Lounges access
- Up to $100 Global Entry/TSA PreCheck credit
FAQ
›Chase Ink Business Preferred vs Capital One Venture X: which is better?
It's a true tie — pick the one whose boost categories match your spend. Chase Ink Business Preferred wins on 2 criteria, Capital One Venture X on 2.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Chase Ink Business Preferred for its best categories, Capital One Venture X for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Chase Ink Business Preferred: 90,000 points after $8,000 spend in first 3 months (~$1,125 in travel). Capital One Venture X: 75,000 miles after $4,000 spend in first 3 months.