Axis Vistara Signature vs SBI ELITE
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Vistara Signature wins 5-3. Domestic flyers (Vistara was acquired by Air India — points convert). SBI ELITE is still the right call if mid-premium sbi card with strong club benefits..
Side-by-side
| Criterion | Axis Vistara Signature | SBI ELITE |
|---|---|---|
| Annual fee | ₹3,000 | · ₹4,999 |
| Joining fee | ₹3,000 | · ₹4,999 |
| Top reward rate | 5% (travel) | · 2% (general) |
| Base reward rate | · 1% | 2% |
| Forex markup | · 3.5% | 1.99% |
| Welcome bonus | = Vistara Premium Economy ticket on joining | = 5,000 bonus reward points + ₹5,000 e-gift voucher |
| Fee waiver threshold | ₹750,000 / yr | · ₹1,000,000 / yr |
| Min income | = ₹600,000 | = ₹600,000 |
| Min credit score | 750 | · 770 |
| Editorial rating | · 4.2/5 | 4.4/5 |
Benefits compared
Axis Vistara Signature
- 5 CV points per ₹200 on travel
- Premium Economy class ticket on joining
- Premium Economy class ticket on ₹4.5L spend
- 8 domestic lounge visits/year
- Club Vistara Silver tier on joining
SBI ELITE
- 2 reward points per ₹100
- Free movie tickets (BookMyShow) up to ₹6K/year
- 6 international + 8 domestic lounge visits/year
- Club Vistara Silver + Trident Privilege Red
- Milestone benefits at ₹3L, ₹4L, ₹5L
FAQ
›Axis Vistara Signature vs SBI ELITE: which is better?
Axis Vistara Signature wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis Vistara Signature for its best categories, SBI ELITE for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Vistara Signature: Vistara Premium Economy ticket on joining. SBI ELITE: 5,000 bonus reward points + ₹5,000 e-gift voucher.