Axis Vistara Signature vs SBI Aurum
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Vistara Signature wins 6-3. Domestic flyers (Vistara was acquired by Air India — points convert). SBI Aurum is still the right call if invitation-only super-premium sbi metal card..
Side-by-side
| Criterion | Axis Vistara Signature | SBI Aurum |
|---|---|---|
| Annual fee | ₹3,000 | · ₹9,999 |
| Joining fee | ₹3,000 | · ₹9,999 |
| Top reward rate | 5% (travel) | · 4% (general) |
| Base reward rate | · 1% | 4% |
| Forex markup | · 3.5% | 1.99% |
| Welcome bonus | = Vistara Premium Economy ticket on joining | = 10,000 reward points + ₹10,000 brand voucher |
| Fee waiver threshold | ₹750,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹600,000 | · ₹3,500,000 |
| Min credit score | 750 | · 800 |
| Editorial rating | · 4.2/5 | 4.6/5 |
Benefits compared
Axis Vistara Signature
- 5 CV points per ₹200 on travel
- Premium Economy class ticket on joining
- Premium Economy class ticket on ₹4.5L spend
- 8 domestic lounge visits/year
- Club Vistara Silver tier on joining
SBI Aurum
- 4 reward points per ₹100 (~4% value)
- Unlimited domestic + 6 international lounge visits/quarter
- Concierge 24x7
- Taj Inner Circle membership
- 2 free golf rounds/month
FAQ
›Axis Vistara Signature vs SBI Aurum: which is better?
Axis Vistara Signature wins on more dimensions (6 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis Vistara Signature for its best categories, SBI Aurum for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Vistara Signature: Vistara Premium Economy ticket on joining. SBI Aurum: 10,000 reward points + ₹10,000 brand voucher.