Axis Vistara Signature vs Axis Reserve
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Vistara Signature wins 5-3. Domestic flyers (Vistara was acquired by Air India — points convert). Axis Reserve is still the right call if invitation-only super-premium — for ₹25l+/year spenders..
Side-by-side
| Criterion | Axis Vistara Signature | Axis Reserve |
|---|---|---|
| Annual fee | ₹3,000 | · ₹50,000 |
| Joining fee | ₹3,000 | · ₹50,000 |
| Top reward rate | = 5% (travel) | = 5% (general) |
| Base reward rate | · 1% | 5% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = Vistara Premium Economy ticket on joining | = 50,000 EDGE points + Taj Epicure membership |
| Fee waiver threshold | ₹750,000 / yr | · ₹2,500,000 / yr |
| Min income | ₹600,000 | · ₹5,000,000 |
| Min credit score | 750 | · 820 |
| Editorial rating | · 4.2/5 | 4.7/5 |
Benefits compared
Axis Vistara Signature
- 5 CV points per ₹200 on travel
- Premium Economy class ticket on joining
- Premium Economy class ticket on ₹4.5L spend
- 8 domestic lounge visits/year
- Club Vistara Silver tier on joining
Axis Reserve
- 5 EDGE points per ₹100 (effectively 5%)
- Unlimited international + domestic lounge visits
- Taj Epicure + ITC Culinaire memberships
- Concierge 24x7 globally
- 0% forex markup on first ₹15L of FX/year
- Annual ₹25K vouchers at milestones
FAQ
›Axis Vistara Signature vs Axis Reserve: which is better?
Axis Vistara Signature wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis Vistara Signature for its best categories, Axis Reserve for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Vistara Signature: Vistara Premium Economy ticket on joining. Axis Reserve: 50,000 EDGE points + Taj Epicure membership.