Head-to-head · 🇮🇳 India
Axis Magnus vs Axis Reserve
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
Axis Bank
Axis Magnus
Wins 5 of 10
IN
Premium
Axis Bank
Axis Reserve
VISA
Wins 3 of 10
Verdict
Axis Magnus wins 5-3. High-spenders post-2024 devaluation — still solid for ₹2L+/month travel. Axis Reserve is still the right call if invitation-only super-premium — for ₹25l+/year spenders..
Side-by-side
| Criterion | Axis Magnus | Axis Reserve |
|---|---|---|
| Annual fee | ₹12,500 | · ₹50,000 |
| Joining fee | ₹12,500 | · ₹50,000 |
| Top reward rate | 12% (travel) | · 5% (general) |
| Base reward rate | · 4.8% | 5% |
| Forex markup | · 2% | No FX fee |
| Welcome bonus | = 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher | = 50,000 EDGE points + Taj Epicure membership |
| Fee waiver threshold | = ₹2,500,000 / yr | = ₹2,500,000 / yr |
| Min income | ₹1,800,000 | · ₹5,000,000 |
| Min credit score | 780 | · 820 |
| Editorial rating | · 4.3/5 | 4.7/5 |
Benefits compared
Axis Magnus
- 12 EDGE points per ₹200 on travel via TravelEdge portal
- 4.8 EDGE points per ₹200 on general spend
- Unlimited international + domestic lounge access (Priority Pass)
- Buy 1 get 1 BookMyShow tickets monthly (capped 5)
- Annual ₹10,000 milestone vouchers from Tata CLiQ
- Concierge 24x7 + golf 4x/month
Axis Reserve
- 5 EDGE points per ₹100 (effectively 5%)
- Unlimited international + domestic lounge visits
- Taj Epicure + ITC Culinaire memberships
- Concierge 24x7 globally
- 0% forex markup on first ₹15L of FX/year
- Annual ₹25K vouchers at milestones
FAQ
›Axis Magnus vs Axis Reserve: which is better?
Axis Magnus wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis Magnus for its best categories, Axis Reserve for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Magnus: 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher. Axis Reserve: 50,000 EDGE points + Taj Epicure membership.