Axis Burgundy Private vs Standard Chartered Ultimate
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Burgundy Private wins 6-3. Private-banking-tied super-premium — fee waived with banking AUM. Standard Chartered Ultimate is still the right call if best general earn-rate at the ₹5k fee tier..
Side-by-side
| Criterion | Axis Burgundy Private | Standard Chartered Ultimate |
|---|---|---|
| Annual fee | No annual fee | · ₹5,000 |
| Joining fee | None | · ₹5,000 |
| Top reward rate | 5% (general) | · 3.3% (general) |
| Base reward rate | 5% | · 3.3% |
| Forex markup | No FX fee | · 3.5% |
| Welcome bonus | = Burgundy Private banking relationship + 50K points | = 6,000 reward points + ₹1,000 voucher |
| Fee waiver threshold | · N/A (no fee) | ₹1,500,000 / yr |
| Min income | · ₹10,000,000 | ₹1,500,000 |
| Min credit score | · 800 | 780 |
| Editorial rating | 4.6/5 | · 4.4/5 |
Benefits compared
Axis Burgundy Private
- 5 EDGE points per ₹100
- Unlimited international + domestic lounge access
- Annual fee waived for Burgundy Private clients (₹5Cr+ AUM)
- 0% forex markup on travel via Travel EDGE
- Dedicated relationship manager + concierge
Standard Chartered Ultimate
- 5 reward points per ₹150 (effectively 3.3%)
- 4 complimentary international lounge visits/year
- BookMyShow buy-1-get-1
- 1% fuel surcharge waiver
- Comprehensive travel + purchase insurance
FAQ
›Axis Burgundy Private vs Standard Chartered Ultimate: which is better?
Axis Burgundy Private wins on more dimensions (6 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis Burgundy Private for its best categories, Standard Chartered Ultimate for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Burgundy Private: Burgundy Private banking relationship + 50K points. Standard Chartered Ultimate: 6,000 reward points + ₹1,000 voucher.