American Express Platinum Cashback Everyday vs Barclaycard Rewards
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
American Express Platinum Cashback Everyday wins 3-1. Simple cashback in the UK with no annual fee. Barclaycard Rewards is still the right call if spending abroad from the uk with no foreign transaction fees..
Side-by-side
| Criterion | American Express Platinum Cashback Everyday | Barclaycard Rewards |
|---|---|---|
| Annual fee | = No annual fee | = No annual fee |
| Joining fee | = None | = None |
| Top reward rate | 0.5% (general) | · 0.25% (general) |
| Base reward rate | 0.5% | · 0.25% |
| Forex markup | = N/A | = No FX fee |
| Welcome bonus | 2% cashback for the first 12 months, up to £200, if the offer conditions are met | · N/A |
| Fee waiver threshold | = N/A (no fee) | = N/A (no fee) |
| Min income | = Not verified | = Not verified |
| Min credit score | = N/A | = N/A |
| Editorial rating | · 4.3/5 | 4.4/5 |
Benefits compared
American Express Platinum Cashback Everyday
- 0.5% cashback on the first £10,000 of spend in a membership year
- 1% cashback on spend above £10,000 in a membership year
- No annual fee
Barclaycard Rewards
- 0.25% cashback on eligible purchases, credited once a year or on request
- No transaction fees when you spend or withdraw cash abroad
FAQ
›American Express Platinum Cashback Everyday vs Barclaycard Rewards: which is better?
American Express Platinum Cashback Everyday wins on more dimensions (3 vs 1). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use American Express Platinum Cashback Everyday for its best categories, Barclaycard Rewards for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
American Express Platinum Cashback Everyday: 2% cashback for the first 12 months, up to £200, if the offer conditions are met. Barclaycard Rewards doesn't list a welcome bonus.