American Express Gold vs Amex Blue Cash Everyday
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
EXPRESS
EXPRESS
American Express Gold wins 3-2. Heavy restaurant + grocery spenders ($1K+/mo on food) Amex Blue Cash Everyday is still the right call if no-fee amex with 3% supermarket — blue cash preferred minus the fee..
Side-by-side
| Criterion | American Express Gold | Amex Blue Cash Everyday |
|---|---|---|
| Annual fee | · $325 | No annual fee |
| Joining fee | = None | = None |
| Top reward rate | 4% (dining) | · 3% (shopping) |
| Base reward rate | = 1% | = 1% |
| Forex markup | No FX fee | · 2.7% |
| Welcome bonus | = 60,000 Membership Rewards points after $6,000 in 6 months | = $200 statement credit after $2,000 spend in first 6 months |
| Fee waiver threshold | = No waiver | = N/A (no fee) |
| Min income | = — | = — |
| Min credit score | · 700 | 670 |
| Editorial rating | 4.6/5 | · 4.3/5 |
Benefits compared
American Express Gold
- 4x points at restaurants worldwide (incl. Uber Eats)
- 4x at U.S. supermarkets (up to $25K/year)
- 3x on flights booked direct or via amextravel.com
- $120 annual dining credit ($10/mo at select partners)
- $120 annual Uber Cash
- No foreign transaction fees
Amex Blue Cash Everyday
- 3% on US supermarkets (up to $6K/year)
- 3% on US gas stations + online retail
- 1% on everything else
- No annual fee
FAQ
›American Express Gold vs Amex Blue Cash Everyday: which is better?
American Express Gold wins on more dimensions (3 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use American Express Gold for its best categories, Amex Blue Cash Everyday for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
American Express Gold: 60,000 Membership Rewards points after $6,000 in 6 months. Amex Blue Cash Everyday: $200 statement credit after $2,000 spend in first 6 months.