Head-to-head · 🇺🇸 United States
Amex Delta SkyMiles Gold vs Amex Business Gold
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
US
American Express
Amex Delta SkyMiles Gold
AMERICAN
EXPRESS
EXPRESS
Wins 2 of 10
US
American Express
Amex Business Gold
AMERICAN
EXPRESS
EXPRESS
Wins 2 of 10
Verdict
It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | Amex Delta SkyMiles Gold | Amex Business Gold |
|---|---|---|
| Annual fee | $150 | · $375 |
| Joining fee | = None | = None |
| Top reward rate | · 2% (travel) | 4% (shopping) |
| Base reward rate | = 1% | = 1% |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | = 40,000 SkyMiles after $2,000 spend in 6 months | = 70,000 Membership Rewards points after $10,000 spend in 3 months |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = — | = — |
| Min credit score | 700 | · 720 |
| Editorial rating | · 4.3/5 | 4.5/5 |
Benefits compared
Amex Delta SkyMiles Gold
- 2x miles on Delta + restaurants + US supermarkets
- $200 Delta flight credit annually
- Free first checked bag (worth ~$60 each way)
- Priority Boarding (Zone 5)
- 15% miles discount on award flights
Amex Business Gold
- 4x on top 2 categories ($150K cap): airfare, gas, advertising, tech, restaurants, US shipping
- $20 monthly FedEx + Grubhub credit
- $240 Amex Business Line of Credit access
- No foreign transaction fees
FAQ
›Amex Delta SkyMiles Gold vs Amex Business Gold: which is better?
It's a true tie — pick the one whose boost categories match your spend. Amex Delta SkyMiles Gold wins on 2 criteria, Amex Business Gold on 2.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Amex Delta SkyMiles Gold for its best categories, Amex Business Gold for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Amex Delta SkyMiles Gold: 40,000 SkyMiles after $2,000 spend in 6 months. Amex Business Gold: 70,000 Membership Rewards points after $10,000 spend in 3 months.