Head-to-head · 🇺🇸 United States

Amex Blue Cash Preferred vs Amex Blue Cash Everyday

Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.

American Express

Amex Blue Cash Preferred

AMERICAN
EXPRESS

Wins 2 of 10

American Express

Amex Blue Cash Everyday

AMERICAN
EXPRESS

Wins 2 of 10

Verdict

It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.

Side-by-side

Criterion	Amex Blue Cash Preferred	Amex Blue Cash Everyday
Annual fee	· $95	No annual fee
Joining fee	= None	= None
Top reward rate	6% (shopping)	· 3% (shopping)
Base reward rate	= 1%	= 1%
Forex markup	= 2.7%	= 2.7%
Welcome bonus	= $250 statement credit after $3,000 in 6 months	= $200 statement credit after $2,000 spend in first 6 months
Fee waiver threshold	= No waiver	= N/A (no fee)
Min income	= —	= —
Min credit score	· 700	670
Editorial rating	4.5/5	· 4.3/5

Apply for Amex Blue Cash Preferred Apply for Amex Blue Cash Everyday

Benefits compared

Amex Blue Cash Preferred

6% cashback on US supermarkets (up to $6K/year, then 1%)
6% on streaming subscriptions
3% on US gas stations + transit
1% on everything else
0% intro APR for 12 months

Amex Blue Cash Everyday

3% on US supermarkets (up to $6K/year)
3% on US gas stations + online retail
1% on everything else
No annual fee

FAQ

›Amex Blue Cash Preferred vs Amex Blue Cash Everyday: which is better?

It's a true tie — pick the one whose boost categories match your spend. Amex Blue Cash Preferred wins on 2 criteria, Amex Blue Cash Everyday on 2.

›Can I get both?

Yes — if your credit profile supports it, holding both is the optimal play. Use Amex Blue Cash Preferred for its best categories, Amex Blue Cash Everyday for its best categories. Just watch the combined annual fees against your spend.

›Which one has the better welcome bonus?

Amex Blue Cash Preferred: $250 statement credit after $3,000 in 6 months. Amex Blue Cash Everyday: $200 statement credit after $2,000 spend in first 6 months.