Chase

Chase Ink Business Cash

VISA

🇺🇸 United States · Chase

Chase Ink Business Cash

Name: Chase Ink Business Cash
Brand: Chase
Rating: 4.6 (50 reviews)

No-fee small-business card — 5% on office supplies, internet, cable.

4.6 / 5

Joining fee

Annual fee

Top reward

Min income

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5-year value calculator

How much Chase Ink Business Cash actually pays you over time, net of annual fees.

Your monthly spend$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$468

Annual feeNo fee

Welcome bonus (year 1 only)+$350

Cumulative net value

+$2,690

over 5 years

Year 1

$818

+$818/yr

Year 2

$1,286

+$468/yr

Year 3

$1,754

+$468/yr

Year 4

$2,222

+$468/yr

Year 5

$2,690

+$468/yr

Year 1 (with bonus)

$818

Year 2+ (steady state)

$468/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

Reward rates

What you earn back, by category.

shopping

Capped at $25,000 per year

📈

Everything else

📈

🎁

Welcome bonus

$350 cash back after $3K spend in 3 months + $400 after $6K total in 6 months

What you get

5% cashback on office supply stores + telecom (up to $25K/year combined)
2% at gas stations + restaurants (up to $25K/year combined)
1% on everything else
No annual fee
0% intro APR for 12 months

Eligibility

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min credit score

700+

Self-employed

Eligible

MatchYour SaaS · pays best on this card

Best SaaS to pay with the Chase Ink Business Cash

The SaaS subscriptions where Chase Ink Business Cash earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,24,440/yr.

Top match

Business cashback