Bank of America Customized Cash
Choose your 3% category each month, no rotation needed.
External link to Bank of America’s own application page.
The Bank of America Customized Cash has no annual fee. It earns 3% on shopping and 1% on everything else. Forex markup is 3%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much Bank of America Customized Cash actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the Bank of America Customized Cash earn?
What you earn back, by category.
$200 cash rewards after $1,000 spend in 90 days
What do you get with the Bank of America Customized Cash?
- 3% on category of your choice (gas, online shopping, dining, travel, drug stores, home improvement)
- 2% at grocery stores + wholesale clubs (up to $2,500/quarter combined)
- 1% on everything else
- No annual fee
Who qualifies for the Bank of America Customized Cash?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
How does the Bank of America Customized Cash compare?
Latest on the Bank of America Customized Cash
What people say about the Bank of America Customized Cash
Real answers from readers. No login, and nothing here affects our scores.
Bank of America Customized Cash FAQ
›What is the Bank of America Customized Cash annual fee?
The Bank of America Customized Cash has no annual fee.
›What does the Bank of America Customized Cash earn?
It earns 3% on shopping and 1% on everything else.
›What is the Bank of America Customized Cash forex markup?
The Bank of America Customized Cash charges 3% forex markup on foreign-currency spends.
›What income do you need for the Bank of America Customized Cash?
Bank of America publishes no minimum income requirement for this card; approval rests on your credit profile.
›What is the Bank of America Customized Cash welcome bonus?
$200 cash rewards after $1,000 spend in 90 days.
›Are these Bank of America Customized Cash figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
