EXPRESS
Amex Business Platinum
US-incorporated startups with $50K+/year corporate spend.
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5-year value calculator
How much Amex Business Platinum actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
150,000 Membership Rewards points after $20,000 spend in 3 months
What you get
- 5x points on flights + prepaid hotels via Amex Travel
- 1.5x on purchases ≥$5,000 (uncapped)
- Centurion + Priority Pass + Delta SkyClub access
- $200 airline fee credit + $200 dell credit + $400 Indeed credit
- Hilton Honors Gold + Marriott Bonvoy Gold
- Generous expense-management features (Vendor Pay)
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Amex Business Platinum
The SaaS subscriptions where Amex Business Platinum earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,82,453/yr.
Greenhouse
Greenhouse subscription = business spend. Amex Business Platinum pays 1.5% on business categories.
Drift
Drift subscription = business spend. Amex Business Platinum pays 1.5% on business categories.
Vanta
Vanta subscription = business spend. Amex Business Platinum pays 1.5% on business categories.
Drata
Drata subscription = business spend. Amex Business Platinum pays 1.5% on business categories.
WorkOS
WorkOS subscription = business spend. Amex Business Platinum pays 1.5% on business categories.
dbt
dbt subscription = business spend. Amex Business Platinum pays 1.5% on business categories.
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