Head-to-head · 🇮🇳 India
SBI SimplyClick vs RBL World Safari
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
SBI Card
SBI SimplyClick
Wins 5 of 10
IN
Premium
RBL Bank
RBL World Safari
Wins 3 of 10
Verdict
SBI SimplyClick wins 5-3. First card for online buyers, low entry fee RBL World Safari is still the right call if international travelers — best forex markup + lounge access combo..
Side-by-side
| Criterion | SBI SimplyClick | RBL World Safari |
|---|---|---|
| Annual fee | ₹499 | · ₹3,000 |
| Joining fee | ₹499 | · ₹3,000 |
| Top reward rate | = 10% (shopping) | = 10% (travel) |
| Base reward rate | · 1.25% | 2% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = Amazon e-gift voucher worth ₹500 | = 3,000 travel points + ₹3,000 MakeMyTrip voucher |
| Fee waiver threshold | ₹100,000 / yr | · ₹500,000 / yr |
| Min income | ₹300,000 | · ₹1,200,000 |
| Min credit score | 700 | · 780 |
| Editorial rating | · 4.4/5 | 4.5/5 |
Benefits compared
SBI SimplyClick
- 10x rewards on Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap, Yatra
- 5x rewards on all other online spend
- ₹2,000 Cleartrip voucher on ₹1L annual online spend, another at ₹2L
- 1% fuel surcharge waiver on ₹500–₹3,000 transactions
RBL World Safari
- 0% forex markup — uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
FAQ
›SBI SimplyClick vs RBL World Safari: which is better?
SBI SimplyClick wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI SimplyClick for online shopping, RBL World Safari for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI SimplyClick: Amazon e-gift voucher worth ₹500. RBL World Safari: 3,000 travel points + ₹3,000 MakeMyTrip voucher.