Head-to-head · 🇮🇳 India
SBI SimplyClick vs IndusInd Tiger
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
SBI Card
SBI SimplyClick
Wins 5 of 10
IN
Premium
IndusInd Bank
IndusInd Tiger
VISA
Wins 4 of 10
Verdict
SBI SimplyClick wins 5-4. First card for online buyers, low entry fee IndusInd Tiger is still the right call if wildlife conservation enthusiasts — supports bandipur tiger reserve..
Side-by-side
| Criterion | SBI SimplyClick | IndusInd Tiger |
|---|---|---|
| Annual fee | · ₹499 | No annual fee |
| Joining fee | ₹499 | · ₹50,000 |
| Top reward rate | 10% (shopping) | · 4% (general) |
| Base reward rate | · 1.25% | 4% |
| Forex markup | · 3.5% | 1.8% |
| Welcome bonus | = Amazon e-gift voucher worth ₹500 | = 50,000 reward points + Taj Inner Circle Reflections membership |
| Fee waiver threshold | ₹100,000 / yr | · N/A (no fee) |
| Min income | ₹300,000 | · ₹3,500,000 |
| Min credit score | 700 | · 800 |
| Editorial rating | · 4.4/5 | 4.6/5 |
Benefits compared
SBI SimplyClick
- 10x rewards on Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap, Yatra
- 5x rewards on all other online spend
- ₹2,000 Cleartrip voucher on ₹1L annual online spend, another at ₹2L
- 1% fuel surcharge waiver on ₹500–₹3,000 transactions
IndusInd Tiger
- 4 reward points per ₹100 on all spends
- Unlimited domestic + international lounge access (self + guest)
- Annual fee-free for life
- Taj InnerCircle Reflections membership
- Concierge 24x7
- 1.8% forex markup
FAQ
›SBI SimplyClick vs IndusInd Tiger: which is better?
SBI SimplyClick wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI SimplyClick for online shopping, IndusInd Tiger for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI SimplyClick: Amazon e-gift voucher worth ₹500. IndusInd Tiger: 50,000 reward points + Taj Inner Circle Reflections membership.