Head-to-head · 🇮🇳 India
SBI SimplyClick vs Axis Magnus
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
SBI Card
SBI SimplyClick
Wins 6 of 10
IN
Premium
Axis Bank
Axis Magnus
Wins 3 of 10
Verdict
SBI SimplyClick wins 6-3. First card for online buyers, low entry fee Axis Magnus is still the right call if high-spenders post-2024 devaluation — still solid for ₹2l+/month travel..
Side-by-side
| Criterion | SBI SimplyClick | Axis Magnus |
|---|---|---|
| Annual fee | ₹499 | · ₹12,500 |
| Joining fee | ₹499 | · ₹12,500 |
| Top reward rate | · 10% (shopping) | 12% (travel) |
| Base reward rate | · 1.25% | 4.8% |
| Forex markup | · 3.5% | 2% |
| Welcome bonus | = Amazon e-gift voucher worth ₹500 | = 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher |
| Fee waiver threshold | ₹100,000 / yr | · ₹2,500,000 / yr |
| Min income | ₹300,000 | · ₹1,800,000 |
| Min credit score | 700 | · 780 |
| Editorial rating | 4.4/5 | · 4.3/5 |
Benefits compared
SBI SimplyClick
- 10x rewards on Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap, Yatra
- 5x rewards on all other online spend
- ₹2,000 Cleartrip voucher on ₹1L annual online spend, another at ₹2L
- 1% fuel surcharge waiver on ₹500–₹3,000 transactions
Axis Magnus
- 12 EDGE points per ₹200 on travel via TravelEdge portal
- 4.8 EDGE points per ₹200 on general spend
- Unlimited international + domestic lounge access (Priority Pass)
- Buy 1 get 1 BookMyShow tickets monthly (capped 5)
- Annual ₹10,000 milestone vouchers from Tata CLiQ
- Concierge 24x7 + golf 4x/month
FAQ
›SBI SimplyClick vs Axis Magnus: which is better?
SBI SimplyClick wins on more dimensions (6 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI SimplyClick for online shopping, Axis Magnus for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI SimplyClick: Amazon e-gift voucher worth ₹500. Axis Magnus: 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher.