SBI Prime vs Axis Burgundy Private
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Burgundy Private wins 5-3. Private-banking-tied super-premium — fee waived with banking AUM. SBI Prime is still the right call if step up from simplyclick with lounge access..
Side-by-side
| Criterion | SBI Prime | Axis Burgundy Private |
|---|---|---|
| Annual fee | · ₹2,999 | No annual fee |
| Joining fee | · ₹2,999 | None |
| Top reward rate | = 5% (shopping) | = 5% (general) |
| Base reward rate | · 1.25% | 5% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = ₹3,000 e-gift voucher (Aditya Birla / Bata / Pantaloons / Yatra) | = Burgundy Private banking relationship + 50K points |
| Fee waiver threshold | ₹300,000 / yr | · N/A (no fee) |
| Min income | ₹480,000 | · ₹10,000,000 |
| Min credit score | 750 | · 800 |
| Editorial rating | · 4.2/5 | 4.6/5 |
Benefits compared
SBI Prime
- 10x reward points on dining + grocery + departmental + movies
- 5x on utility bill payments
- 8 domestic + 4 international lounge visits/year
- Club Vistara Silver + Trident Privilege Red
Axis Burgundy Private
- 5 EDGE points per ₹100
- Unlimited international + domestic lounge access
- Annual fee waived for Burgundy Private clients (₹5Cr+ AUM)
- 0% forex markup on travel via Travel EDGE
- Dedicated relationship manager + concierge
FAQ
›SBI Prime vs Axis Burgundy Private: which is better?
Axis Burgundy Private wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI Prime for its best categories, Axis Burgundy Private for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI Prime: ₹3,000 e-gift voucher (Aditya Birla / Bata / Pantaloons / Yatra). Axis Burgundy Private: Burgundy Private banking relationship + 50K points.