Head-to-head · 🇮🇳 India
RBL World Safari vs SBI Aurum
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
RBL Bank
RBL World Safari
Wins 7 of 10
IN
Premium
SBI Card
SBI Aurum
Wins 2 of 10
Verdict
RBL World Safari wins 7-2. International travelers — best forex markup + lounge access combo. SBI Aurum is still the right call if invitation-only super-premium sbi metal card..
Side-by-side
| Criterion | RBL World Safari | SBI Aurum |
|---|---|---|
| Annual fee | ₹3,000 | · ₹9,999 |
| Joining fee | ₹3,000 | · ₹9,999 |
| Top reward rate | 10% (travel) | · 4% (general) |
| Base reward rate | · 2% | 4% |
| Forex markup | No FX fee | · 1.99% |
| Welcome bonus | = 3,000 travel points + ₹3,000 MakeMyTrip voucher | = 10,000 reward points + ₹10,000 brand voucher |
| Fee waiver threshold | ₹500,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹1,200,000 | · ₹3,500,000 |
| Min credit score | 780 | · 800 |
| Editorial rating | · 4.5/5 | 4.6/5 |
Benefits compared
RBL World Safari
- 0% forex markup — uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
SBI Aurum
- 4 reward points per ₹100 (~4% value)
- Unlimited domestic + 6 international lounge visits/quarter
- Concierge 24x7
- Taj Inner Circle membership
- 2 free golf rounds/month
FAQ
›RBL World Safari vs SBI Aurum: which is better?
RBL World Safari wins on more dimensions (7 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use RBL World Safari for its best categories, SBI Aurum for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
RBL World Safari: 3,000 travel points + ₹3,000 MakeMyTrip voucher. SBI Aurum: 10,000 reward points + ₹10,000 brand voucher.