RBL World Safari vs ICICI MMT Signature
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
RBL World Safari wins 5-4. International travelers — best forex markup + lounge access combo. ICICI MMT Signature is still the right call if makemytrip loyalists — co-branded with strong travel benefits..
Side-by-side
| Criterion | RBL World Safari | ICICI MMT Signature |
|---|---|---|
| Annual fee | · ₹3,000 | ₹2,500 |
| Joining fee | · ₹3,000 | ₹2,500 |
| Top reward rate | 10% (travel) | · 6% (travel) |
| Base reward rate | 2% | · 1.5% |
| Forex markup | No FX fee | · 2.5% |
| Welcome bonus | = 3,000 travel points + ₹3,000 MakeMyTrip voucher | = ₹2,500 MMT Black holidays voucher |
| Fee waiver threshold | ₹500,000 / yr | · ₹600,000 / yr |
| Min income | · ₹1,200,000 | ₹800,000 |
| Min credit score | · 780 | 770 |
| Editorial rating | 4.5/5 | · 4.4/5 |
Benefits compared
RBL World Safari
- 0% forex markup — uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
ICICI MMT Signature
- 6% myCash on flight + hotel bookings via MMT
- 3% myCash on dining + grocery
- 1.5% on others
- 4 international + 4 domestic lounge visits/year
- MMT Black membership
FAQ
›RBL World Safari vs ICICI MMT Signature: which is better?
RBL World Safari wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use RBL World Safari for its best categories, ICICI MMT Signature for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
RBL World Safari: 3,000 travel points + ₹3,000 MakeMyTrip voucher. ICICI MMT Signature: ₹2,500 MMT Black holidays voucher.