Kotak Royale Signature vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Kotak Royale Signature wins 6-3. Mid-tier shopping/dining card with solid fee waiver economics. Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | Kotak Royale Signature | Yes Bank Marquee |
|---|---|---|
| Annual fee | ₹999 | · ₹4,999 |
| Joining fee | ₹999 | · ₹9,999 |
| Top reward rate | 4% (shopping) | · 2% (general) |
| Base reward rate | · 1% | 2% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = 2,000 reward points worth ₹500 + Pizza Hut voucher | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹250,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹300,000 | · ₹2,400,000 |
| Min credit score | 740 | · 790 |
| Editorial rating | · 4/5 | 4.3/5 |
Benefits compared
Kotak Royale Signature
- 4 reward points per ₹150 on shopping + dining
- 1 reward point per ₹150 on other spends
- 2 complimentary domestic lounge visits per quarter
- Buy-1-get-1 movie ticket at PVR (Tuesdays)
- 1% fuel surcharge waiver
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›Kotak Royale Signature vs Yes Bank Marquee: which is better?
Kotak Royale Signature wins on more dimensions (6 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Kotak Royale Signature for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Kotak Royale Signature: 2,000 reward points worth ₹500 + Pizza Hut voucher. Yes Bank Marquee: 15,000 reward points worth ₹3,750.