Head-to-head · 🇮🇳 India
IndusInd Tiger vs SBI Aurum
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
IndusInd Bank
IndusInd Tiger
VISA
Wins 2 of 10
IN
Premium
SBI Card
SBI Aurum
Wins 2 of 10
Verdict
It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | IndusInd Tiger | SBI Aurum |
|---|---|---|
| Annual fee | No annual fee | · ₹9,999 |
| Joining fee | · ₹50,000 | ₹9,999 |
| Top reward rate | = 4% (general) | = 4% (general) |
| Base reward rate | = 4% | = 4% |
| Forex markup | 1.8% | · 1.99% |
| Welcome bonus | = 50,000 reward points + Taj Inner Circle Reflections membership | = 10,000 reward points + ₹10,000 brand voucher |
| Fee waiver threshold | · N/A (no fee) | ₹1,500,000 / yr |
| Min income | = ₹3,500,000 | = ₹3,500,000 |
| Min credit score | = 800 | = 800 |
| Editorial rating | = 4.6/5 | = 4.6/5 |
Benefits compared
IndusInd Tiger
- 4 reward points per ₹100 on all spends
- Unlimited domestic + international lounge access (self + guest)
- Annual fee-free for life
- Taj InnerCircle Reflections membership
- Concierge 24x7
- 1.8% forex markup
SBI Aurum
- 4 reward points per ₹100 (~4% value)
- Unlimited domestic + 6 international lounge visits/quarter
- Concierge 24x7
- Taj Inner Circle membership
- 2 free golf rounds/month
FAQ
›IndusInd Tiger vs SBI Aurum: which is better?
It's a true tie — pick the one whose boost categories match your spend. IndusInd Tiger wins on 2 criteria, SBI Aurum on 2.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use IndusInd Tiger for its best categories, SBI Aurum for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
IndusInd Tiger: 50,000 reward points + Taj Inner Circle Reflections membership. SBI Aurum: 10,000 reward points + ₹10,000 brand voucher.