ICICI Emeralde Private Metal vs ICICI Emeralde Private Metal
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | ICICI Emeralde Private Metal | ICICI Emeralde Private Metal |
|---|---|---|
| Annual fee | = ₹12,499 | = ₹12,499 |
| Joining fee | = ₹12,499 | = ₹12,499 |
| Top reward rate | = 6% (general) | = 6% (general) |
| Base reward rate | = 6% | = 6% |
| Forex markup | = 2% | = 2% |
| Welcome bonus | = Taj Epicure / EazyDiner Prime / Times Prime annual membership | = Taj Epicure / EazyDiner Prime / Times Prime annual membership |
| Fee waiver threshold | = ₹1,500,000 / yr | = ₹1,500,000 / yr |
| Min income | = ₹5,000,000 | = ₹5,000,000 |
| Min credit score | = 800 | = 800 |
| Editorial rating | = 4.8/5 | = 4.8/5 |
Benefits compared
ICICI Emeralde Private Metal
- Unlimited domestic + international lounge access for self & guest
- 6 reward points per ₹100 across all categories
- Taj Epicure annual membership included
- 24x7 concierge + Golf privileges
- 2% forex markup
ICICI Emeralde Private Metal
- Unlimited domestic + international lounge access for self & guest
- 6 reward points per ₹100 across all categories
- Taj Epicure annual membership included
- 24x7 concierge + Golf privileges
- 2% forex markup
FAQ
›ICICI Emeralde Private Metal vs ICICI Emeralde Private Metal: which is better?
It's a true tie — pick the one whose boost categories match your spend. ICICI Emeralde Private Metal wins on 0 criteria, ICICI Emeralde Private Metal on 0.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use ICICI Emeralde Private Metal for its best categories, ICICI Emeralde Private Metal for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
ICICI Emeralde Private Metal: Taj Epicure / EazyDiner Prime / Times Prime annual membership. ICICI Emeralde Private Metal: Taj Epicure / EazyDiner Prime / Times Prime annual membership.