Head-to-head · 🇮🇳 India
HDFC MoneyBack+ vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
HDFC Bank
HDFC MoneyBack+
VISA
Wins 6 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 2 of 10
Verdict
HDFC MoneyBack+ wins 6-2. Entry-level cashback with very low waiver bar. Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | HDFC MoneyBack+ | Yes Bank Marquee |
|---|---|---|
| Annual fee | ₹500 | · ₹4,999 |
| Joining fee | ₹500 | · ₹9,999 |
| Top reward rate | 5% (shopping) | · 2% (general) |
| Base reward rate | = 2% | = 2% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = 500 CashPoints on first transaction | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹50,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹240,000 | · ₹2,400,000 |
| Min credit score | 720 | · 790 |
| Editorial rating | · 4.1/5 | 4.3/5 |
Benefits compared
HDFC MoneyBack+
- 5% on Amazon, Flipkart, Big Basket, Reliance Smart Bazaar (capped ₹1K/month)
- 2% on EMI transactions
- 1 fuel surcharge waiver
- Quarterly milestone vouchers
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›HDFC MoneyBack+ vs Yes Bank Marquee: which is better?
HDFC MoneyBack+ wins on more dimensions (6 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use HDFC MoneyBack+ for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
HDFC MoneyBack+: 500 CashPoints on first transaction. Yes Bank Marquee: 15,000 reward points worth ₹3,750.