HDFC Infinia (Metal) vs Axis Vistara Signature
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Vistara Signature wins 5-4. Domestic flyers (Vistara was acquired by Air India — points convert). HDFC Infinia (Metal) is still the right call if top-tier travelers — invitation-only, the apex of hdfc reward redemption..
Side-by-side
| Criterion | HDFC Infinia (Metal) | Axis Vistara Signature |
|---|---|---|
| Annual fee | · ₹12,500 | ₹3,000 |
| Joining fee | · ₹12,500 | ₹3,000 |
| Top reward rate | 33% (travel) | · 5% (travel) |
| Base reward rate | 3.3% | · 1% |
| Forex markup | 1.99% | · 3.5% |
| Welcome bonus | = 12,500 reward points (offsets joining fee 1:1) | = Vistara Premium Economy ticket on joining |
| Fee waiver threshold | · ₹1,000,000 / yr | ₹750,000 / yr |
| Min income | · ₹4,000,000 | ₹600,000 |
| Min credit score | · 800 | 750 |
| Editorial rating | 4.9/5 | · 4.2/5 |
Benefits compared
HDFC Infinia (Metal)
- Unlimited international + domestic lounge access (self + guest)
- 10x reward points on SmartBuy partners
- Free annual Club Marriott + Club Vistara Gold
- Concierge 24x7
- 2% forex markup
Axis Vistara Signature
- 5 CV points per ₹200 on travel
- Premium Economy class ticket on joining
- Premium Economy class ticket on ₹4.5L spend
- 8 domestic lounge visits/year
- Club Vistara Silver tier on joining
FAQ
›HDFC Infinia (Metal) vs Axis Vistara Signature: which is better?
Axis Vistara Signature wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use HDFC Infinia (Metal) for its best categories, Axis Vistara Signature for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
HDFC Infinia (Metal): 12,500 reward points (offsets joining fee 1:1). Axis Vistara Signature: Vistara Premium Economy ticket on joining.