Head-to-head · 🇮🇳 India
Flipkart Axis Bank vs SBI Aurum
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Axis Bank
Flipkart Axis Bank
Wins 6 of 10
IN
Premium
SBI Card
SBI Aurum
Wins 3 of 10
Verdict
Flipkart Axis Bank wins 6-3. Flipkart loyalists who also use Myntra and Cleartrip SBI Aurum is still the right call if invitation-only super-premium sbi metal card..
Side-by-side
| Criterion | Flipkart Axis Bank | SBI Aurum |
|---|---|---|
| Annual fee | ₹500 | · ₹9,999 |
| Joining fee | ₹500 | · ₹9,999 |
| Top reward rate | 5% (shopping) | · 4% (general) |
| Base reward rate | · 1.5% | 4% |
| Forex markup | · 3.5% | 1.99% |
| Welcome bonus | = ₹500 Flipkart voucher + ₹600 spend bonus on first 90 days | = 10,000 reward points + ₹10,000 brand voucher |
| Fee waiver threshold | ₹350,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹360,000 | · ₹3,500,000 |
| Min credit score | 730 | · 800 |
| Editorial rating | · 4.4/5 | 4.6/5 |
Benefits compared
Flipkart Axis Bank
- 5% cashback on Flipkart, Myntra, 2GUD
- 4% cashback on Cleartrip, Swiggy, Uber, PVR, Cult.fit
- 1.5% cashback on every other transaction
- 4 complimentary domestic lounge visits per year
- 1% fuel surcharge waiver
SBI Aurum
- 4 reward points per ₹100 (~4% value)
- Unlimited domestic + 6 international lounge visits/quarter
- Concierge 24x7
- Taj Inner Circle membership
- 2 free golf rounds/month
FAQ
›Flipkart Axis Bank vs SBI Aurum: which is better?
Flipkart Axis Bank wins on more dimensions (6 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Flipkart Axis Bank for its best categories, SBI Aurum for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Flipkart Axis Bank: ₹500 Flipkart voucher + ₹600 spend bonus on first 90 days. SBI Aurum: 10,000 reward points + ₹10,000 brand voucher.