Head-to-head · 🇺🇸 United States
Citi Premier vs Citi Premier
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
US
Citi
Citi Premier
Wins 0 of 10
US
Citi
Citi Premier
Wins 0 of 10
Verdict
It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | Citi Premier | Citi Premier |
|---|---|---|
| Annual fee | = $95 | = $95 |
| Joining fee | = None | = None |
| Top reward rate | = 3% (travel) | = 3% (travel) |
| Base reward rate | = 1% | = 1% |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | = 60,000 ThankYou points after $4,000 in 3 months | = 60,000 ThankYou points after $4,000 in 3 months |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = — | = — |
| Min credit score | = 700 | = 700 |
| Editorial rating | = 4.4/5 | = 4.4/5 |
Benefits compared
Citi Premier
- 3x ThankYou points on travel (incl. gas)
- 3x on dining
- 3x on supermarkets
- Transferable to 16 airline partners
- $100 annual hotel credit
- No foreign transaction fees
Citi Premier
- 3x ThankYou points on travel (incl. gas)
- 3x on dining
- 3x on supermarkets
- Transferable to 16 airline partners
- $100 annual hotel credit
- No foreign transaction fees
FAQ
›Citi Premier vs Citi Premier: which is better?
It's a true tie — pick the one whose boost categories match your spend. Citi Premier wins on 0 criteria, Citi Premier on 0.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Citi Premier for its best categories, Citi Premier for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Citi Premier: 60,000 ThankYou points after $4,000 in 3 months. Citi Premier: 60,000 ThankYou points after $4,000 in 3 months.